Wisconsin DUI Auto Insurance Coverage
Proof of Wisconsin DUI Insurance
The State of Wisconsin requires all drivers to have proof of insurance. The law requires three policy types: standard liability, uninsured, and underinsured coverage. Proof of insurance is also referred to as proof of financial responsibility. If you have been convicted of a Wisconsin DUI you will be required to show proof of financial responsibility before you will be eligible for an occupational license. Proof of insurance or financial responsibility is filed by obtaining Wisconsin DUI SR-22 Insurance from an insurance carrier.
What is DUI SR-22 Insurance?
An Wisconsin DUI SR-22 is the form that an insurance carrier will file with the State of Wisconsin for you demonstrating that you have proof of financial responsibility. In the State of Wisconsin this means that you have liability coverage greater than $50,000.00, $100,00.00 for personal injury or death, and $15,00.00 for property damage. SR-22 insurance is considered Wisconsin DUI High Risk Insurance so you should expect it to cost you anywhere from 50-75% more than your typical auto insurance policy. It is critical to consult with a Wisconsin DUI Defense Lawyer to learn the best way to approach the filing of an SR-22 form and other insurance issues in the wake of a Wisconsin DUI / OWI Arrest.
How long will I need SR-22 Insurance?
Once you receive SR-22 insurance you should expect to have it for about three years. This is the typical duration in which you will be on Wisconsin DUI High Risk “Insurance Probation”. If your SR-22 insurance policy lapses or is canceled, the insurance company must report you to the State of Wisconsin immediately resulting in the suspension of your license again.
Hire a Wisconsin DUI Defense Attorney to Fight Your DUI
Wisconsin DUI Defense Attorney Nathan Dineen is experienced in handling issues pertaining to obtaining SR-22 insurance. Attorney Dineen practices 100% Wisconsin DUI Defense and is a Certified Field Sobriety Test Instructor and Drug Recognition Evaluator. If you have any questions regarding SR-22 Insurance or Occupational Licenses please contact our office.
Click the link to the Wisconsin Department of Transportation: Drivers & Vehicles that addresses Proof of Insurance and SR-22 Insurance.